SR is a RetireDFW “Protected Growth Strategy” offering superior growth, no stock market loses and peace of mind for our clients. This is an “A Rated” Indexed Universal Life Policy designed to provide a savings alternative to low interest rate bank accounts.
HOw does it work?
Savings Replacement is an ideal alternative strategy to low yielding CD, bank savings or money market investments. It is has the lower risk of these “safe money” investments yet offers an opportunity to earn higher annual growth, has nearly 100% liquidity and includes permanent life and chronic illness benefits. SR is a great way to jump start your saving’s growth in this current low interest rate environment.
Retirement Surety only uses “A rated” Insurance Companies to back our Savings Replacement Plans. These are among the highest rated insurance companies who have paid all of their contracts for over 130 years, even during the Great Depression. Principle and gains in each contract are also locked in and protected every year so you’ll never lose time or money again in future market corrections.
Superior, Protected Growth.
SR is designed to build cash value in a way that is not dependent on current interest rates. Instead, it uses multiple indexes and crediting methods that produce annual growth each year the markets go up. These gains are then locked in and become principle at the end of the year.
Max Fund This Strategy
Savings Replacement is funded by cash only (sorry no qualified funds such as an IRA or 401k). SR allows you to put a lump sum into this strategy and start earning interest immediately.
An Alternative to Traditional Savings
SR offers an opportunity to earn higher annual growth, has nearly 100% liquidity and unlike a CD, allows you to immediately withdraw most of the money at any time without penalty. When the owner of this strategy passes away, beneficiaries receive a tax free death benefit.
Peace of Mind.
In addition to the protection of your cash value, SBR also provides permanent Life Insurance, Chronic Illness and other insurance benefits for less cost than typically paid for 401K or IRA administration and broker fees.
Click here to schedule an appointment to set up a no cost, no obligation consultation to find out if Savings Replacement could work for you. Take time to find out if SR is the savings strategy you've been looking for.
Benefits are based on the insurance company's ability to pay their contractual commitments.
Past performance does not guarantee future results and individual returns may vary.
Not FDIC Insured
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