Randy graduated from Northwood University with a degree in Business. He has been helping folks with SAFE MONEY strategies for 14 years. Some strategies have the potential of double digit returns, while being protected from market loss, which may also provide a tax free stream of income at retirement.
His financial background was attained through a macro-economic model utilizing Velocity of Money principles. These strategies/concepts enable his clients to maximize the efficiency of their financial/ retirement dollars to enjoy life to its fullest. Randy is accomplished in the area of College Funding, as this can be a major problem area, for folks that want to help their students with educational needs, while not sacrificing their retirement in the process.
Randy believes that having a special “Reserve” account that allows his clients to finance their own capital purchases is crucial for creating financial independence. Whether it is home remodeling, college funding, vacations, or cars we need to be in control and have those funds working for us. This is a well-kept secret that many people of wealth take advantage of, which is available to all who seek.
He takes a different approach from traditional advisors that ask you to tighten your belt and eat beans and rice, or the ones that promise a high rate of return, with equally high risk. Randy believes plugging the financial leaks is the key to filling the retirement bucket that never runs out. Eliminating the wealth transfers that eat away at our wealth creation will have a much bigger impact than going on a high carb diet. Randy states that most folks in our country will transfer away more wealth by the way they finance their cars, than they will save in their retirement accounts. This is done unknowingly and unnecessarily because of the routines we establish and never think about. He believes a Roth conversion can be a great tool for folks and most should take advantage of them, if they are a fit.
Randy and his wife, Donna, live in the Lake Texoma area where they enjoy, an occasional afternoon by the pool, a round of golf and their annual ski trip. Having recently moved they are visiting different churches in the area to find a permanent location where they can serve the LORD.