protected growth

guaranteed income

​Guaranteed Income allows you to create a personal pension plan that provides increasing guaranteed lifetime income for both you and your spouse! Uncapped indexed strategies are also available which offer the potential for even higher income. Each of our plans also includes a wide range of additional benefits which can be matched to fit the particular needs and financial circumstances of each client.

tax EXEMPT savings

Tax Exempt Savings is the RETIREMENT SAVINGS PLAN with 5 TIMES MORE BENEFITS than most other plans!    No bank account, brokerage account, 401K or IRA offers a plan with superior growth that also protects principle and growth from stock market losses. And TFS also includes extra benefits and protection not found in other plans to help manage the unexpected financial challenges of life.

SAVINGS REPLACEMENT

Savings Replacement is an ideal alternative plan for low yielding CD, bank savings or money market investments. It is has the lower risk of these “safe money” investments yet offers an opportunity to earn higher annual growth, has nearly 100% liquidity and includes permanent life and long term care benefits. Jump start your saving’s growth in this current low interest rate environment.

college funding

Our College Funding plan is in a “class” of its own as a superior growth alternative with none of the restrictions found in other college funding plans such as a 529(k).

Consider these advantages:
  • Lower Risk
  • Superior, Protected Growth
  • Tax Free Money
  • Banking and retirement benefits

SMALL BUSINESS RETIREMENT PLANS

Our Small Business Retirement plan is a better RETIREMENT SAVINGS PLAN with 5 TIMES MORE BENEFITS than most other retirement plans. No time is required to manage this plan and the employee can contribute as much as he or she would like. This plan helps business owners attract and retain quality employees.