CF is a RetireDFW “Protected Growth Strategy” offering superior growth, no stock market losses, protection of growth and peace of mind for our clients. This is an “A-Rated” Indexed Universal Life Policy designed specifically to provide both Tax-Exempt college funding and retirement income for your children or grandchildren.
Our College Funding strategy is in a “class” of its own as a superior growth alternative with none of the restrictions found in other college funding plans such as a 529(k). Consider these advantages:
Retirement Surety only uses “A rated” Insurance Companies to back our College Funding strategy. These are among the highest rated insurance companies who have paid all of their contracts for over 130 years, even during the Great Depression. Principle and gains in each contract are also locked in and protected every year so neither time nor money will be lost in future market corrections.
Superior, Protected Growth
CF is specifically built for cash accumulation and uses multiple indexes and crediting methods to produce annual growth. When the markets go up, principle and gains are protected at the end of each year. Qualified plans, such as a 529(k), typically invest in mutual funds which offer no protection against the volatility and losses investors have experienced in the stock market over the past 17 years.
Tax Exempt Money
College Funding can be used for any purpose, including college tuition. So for any child who would rather be an entrepreneur, they now have access to tax exempt cash from our strategy to follow their dreams. But unlike our strategy, money taken out of a 529(k) and spent on anything other than college tuition may incur penalties and taxes.
Banking & Retirement Benefits
CF allows the child to become their own bank by accessing the cash value in their policy for tuition. Money taken out as a tax exempt loan incurs no penalties and does not have to be paid back! Even if College Funding is used to pay tuition, the remaining cash value can still provide a fully funded retirement strategy. If the child later decides to make additional contributions, this will allow them to either retire sooner or retire better.
Peace of Mind
College Funding also provides Life Insurance, Chronic Illness and other insurance benefits. Cost of insurance for children is at the absolute lowest rate and they will have permanent insurance protection which is paid for and will stay in force for a lifetime, even if they become uninsurable.
Click here to schedule an appointment to set up a no cost, no obligation consultation to learn more about our College Funding strategy. Make time to find out why CF offers better growth potential and fewer restrictions than 529(k) plans. This strategy can also turn into a tax exempt retirement plan, producing a lifetime of non-taxable cash flow without spending another penny. An incomparable gift for life to give any child or grandchild.
Benefits are based on the insurance company's ability to pay their contractual commitments.
Past performance does not guarantee future results and individual returns may vary.
Not FDIC Insured
DOWNLOAD OUR college funding GUIDE >
learn more about